Budgets

Set spending budgets and income targets, then compare them with actual results.

What you'll do: give your expense accounts a spending budget (and your income accounts a target), then check how you're doing.

Set a budget

1. Open Accounts › Expenses and tap an expense account, for example Groceries.
2. Turn on Set budget.
3. Enter the amount and choose the Budget period: Daily, Twice a week, Weekly, Every 2 weeks, Monthly, Quarterly, Every 6 months or Yearly.
4. Tap Save.

For an Income account, the same switch is called Set income target.

Budgets follow calendar periods, whenever you set them up: for example, a monthly budget always covers the 1st to the last day of the month.

Check your budgets

• Reports › Budget (Budget vs actual) compares each account with its budget or target for the report period, with a progress bar and the share of the budget used, for this period and the comparison period. It turns orange as you near a budget and red when you go over. See Reports.
• The Budget overview widget on Home shows this month's spending against your budgets. Its ⋮ menu can hide amounts and set how many budgets to show; tap Show more for the rest.
• AI insights on Home warn you when an account is close to or over its budget, if AI is set up.

Budget alerts

Turn on Settings › Budget alerts to get a notification when an expense account reaches 80% of its budget, and again at 100%: for example "Groceries: 80% of budget used" or "Groceries is over budget".